Save net worth snapshots to see your progress here
Spending insights
Spending
Track every dollar
Income
$0
Expenses
$0
What are recurring transactions?
Things you pay on a regular schedule — subscriptions, rent, phone bill, gym membership. Set them up once here and Ledger logs them automatically each time they're due. You'll never forget to account for them again.
Budget
Monthly limits by category
Not sure where to start?
Enter your monthly take-home income and Ledger will suggest budget limits using the 50/30/20 rule — a simple framework that splits spending into needs, wants, and savings. These are starting points, not rules. Adjust them to fit your life.
Savings goals
Track what you're working toward
Emergency fund suggestion
Net worth
Assets minus liabilities
Total net worth
$0
Add your first account below
Assets
Liabilities
History
Add transaction
Set budget limit
New savings goal
Add asset
Save snapshot
This saves your current net worth total so you can track progress over time.
What's new
Add recurring transaction
Settings
About
Ledger is a simple personal finance tracker. Your data is stored locally on this device and never sent anywhere.
Help
Replay the intro tour to see how each section works.
Data
Clear all transactions, budgets, goals, and net worth data. This cannot be undone.
Are you sure?
This will permanently delete all your transactions, budgets, savings goals, and net worth data. There's no way to undo this.